All I can say about Paul and his folks is, I have never had a smoother and easier time receiving approval and closing. I have owned a few homes before and it was always a tedious process. The difference this time? Paul and his folks advised and sheparded me through the process, quickly and effectively. Partnered with my Realtor. We closed early thanks to their expertise and the fact Paul was with me every step of the way. Thank you Paul! Truly. MAJ Mac